金融知識與退休金規劃關聯性之研究

Translated title of the contribution: The Relationship between Financial Literacy and Retirement Planning

蕭育仁, 陳錦村, 廖志峰

Research output: Contribution to journalArticle

Abstract

This paper uses the Order Logit regression model to study the relationship between financial literacy and retirement planning. The sample is based on the 2011 Third Undertaken National Financial Literacy survey by Financial Supervisory Commission (FSC) in Taiwan. We find a strong and positive relationship between financial literacy and retirement planning; those who are more financially knowledgeable are more likely to plan for retirement. We further determine that people who are literate in insurance and pension planning are more likely to plan for retirement. In addition, we find family earning the second highest average annual income (between NTD $1,230,000 ~ $2,150,000) have a high probability to plan for retirement. However, the male and family workers think less often about retirement. Finally, TV shows and propaganda handouts of financial information from the FSC are beneficial to retirement planning.
Translated title of the contributionThe Relationship between Financial Literacy and Retirement Planning
Original languageTraditional Chinese
Pages (from-to)311-335
Number of pages25
Journal管理學報
Volume33
Issue number2
DOIs
Publication statusPublished - Jun 1 2016

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